Temporary Cover Enhancements for charities and not-for-profit organisations - May 2021
03 June 2021
With the easing of national restrictions as we progress through the key steps of the UK Government’s roadmap out of lockdown, it’s time for us to review the temporary cover enhancements that we have provided at various stages throughout the pandemic, which expired at the end of May.
Employees working from home
- £2,500 any one item;
- A maximum of £5,000 any one employee’s home.
Liability - health and safety
Premises that remain temporarily closed / unoccupied
Our standard policies define “unoccupied” premises as “means vacant untenanted unfurnished empty or no longer in active use for a period exceeding 30 consecutive days” and we apply standard restrictions in cover and conditions precedent to cover that need to be complied with. Normally a higher premium is charged on unoccupied premises;
The dispensations applied to properties temporarily closed or temporarily unoccupied ceased after 31/5/21, at which point all original policy terms and conditions come into immediate effect.
We hope that throughout the pandemic that we have provided the reassurance you need. If this action is insufficient to meet your insurance needs or if you are unsure about any other insurance issues, please contact us on 0345 606 1331.